Wednesday, February 25, 2015

Wasiat Will Writing

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Interesting topic. Starting this write-up mostly for my own research. In Malaysia, 'generally' speaking Wasiat refers to a Muslim's Will. The parameters and guidance around it is slightly different, but equally important.
Previously there was much more dependence on Faraid law to provide the guidelines for divisions of wealth upon the passing of someone, however recently there has been continued awareness of the benefits and necessities of willing (gerund for writing a will?).

A good website with quite clear reference is at https://janganterlepaspandang.wordpress.com/2009/06/07/wasiat-faraid-dan-harta-sepencarian/ (mostly in Malay). One of the comments does mention that to a certain level, division of the 'peninggalan' can we done via Seksyen Pusaka Kecil which I think is a division under Pejabat Tanah dan Galian for each district. The commenter suggests to go this this section of office and document down a hibah wasiat (hibah = gifting).  Some good details provided here http://www.kptg.gov.my/?q=content/pembahagian-harta-pusaka-kecil-0

I will try to call them tomorrow and ask how do you 'pre' assign the divisions (if possible). For Penang it is here http://www.kptg.gov.my/?q=direktori-staff&title=&field_email_value=&tid=142

One of my friends recommend to use the services of WasiyyahShoppe. Will try to give them a call as well.One of my concerns was, the challenge here besides finding a good, reliable, honest 'service provide' lays the question - will the firm executing (if you decide to use a trustee) still be around when the need arises (sooner or later eh).

Some details and elaboration on Hibah - https://zulkiflihasan.files.wordpress.com/2008/06/gift.pdf (note - please verify validity). Also http://e-muamalat.gov.my/sites/default/files/kertas_ilmiah/2010/08/KK_Hibah__Wasiat_21042010.pdf

Sunday, February 15, 2015

Aliexpress review and experience

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Add in many new products or services introduced in the market we will have an inertia to adopt it, many reasons be it fear, distrust or just resistance to change.

I had the same reasons above and never really have aliexpress a second look.  But then i noticed credit card companies and even at one time master card promotions.  Then the tipping point was aliexpress buyer protection.  
So far I've made a couple of transactions 
1. Health bunion socks for a family member.  Arrived and looks OK. 
2. BT earphones for myself.  Price was good. Quality too.  Only thing didn't fit my ears that well.  But can't complain heard recently that even the branded give end with same design does not fit everyone's ears (uncomfortable and drops off).  

So,  till date in quite happy.  Only limitation is it becomes hard to track your shipment one or arrives in your country of destination sure to the hand over.  Yes I know we need to track at our home country postal services,  but trust me for my case it should status only AFTER they tried to deliver

In case you are wondering what my home country is (i.e. Ship to address an in Malaysia) 
 

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